Health insurance comparison

Cheaper basic insurance!

Every Swiss citizen pays around CHF 4,700 for basic health insurance alone each year. It is true that increases in premiums are planned for 2021. Nevertheless, about every second insured person could save half of their contributions. The health insurance experts at KrankenkassenCompare.ch explain how this can be done.

A comparison is always worthwhile, Why?

It costs nothing but it can be worth saving a lot of money for you and your family in just 2 minutes. We compare all 60 health insurance companies in Switzerland neutrally and independently.



For example

Anyone who stays in Switzerland for a longer period of time must register with a Swiss health insurance company of their choice within the next three months. The period for this begins on the day this person registers with the residents' registration office. People who settle in Switzerland and therefore need a certificate of residence or apply for one of the possible foreigner ID cards for Switzerland, register there. There are five different Swiss foreigner ID cards for different scenarios and durations.

Same benefit, different premiums

The KVG regulates which benefits are covered by the basic insurance. The amount of the premiums, on the other hand, is determined by each health insurance fund itself. The amount of the premium depends on many different factors and varies, for example, depending on the canton and premium region. Age, income and marital status also influence the premium amount.

Every autumn, the health insurance companies set the premiums for the coming year. The Federal Office of Public Health (FOPH) must confirm the premiums and publishes the new contributions by 24 September. At the beginning of 2021, health insurance premiums have risen once again. On average, each insured person pays 1.2 per cent more for the average premium. 

What does the change of health insurance company bring? Our comparison will give you the answer!

The premiums are expected to rise in 2021 as well. Your health insurance company is obliged to inform you of the new amount by the end of October. Then, at the latest, is the right time to compare health insurance providers to determine whether there is a cheaper insurance option for you. It is quite possible that - with the same performance - you can save several hundred to thousand francs a year!

As soon as your health insurance company has published the increase in premiums, you have until November 30th to cancel the insurance. The contract then ends on December 31, and from January 1 you are insured with the new health insurance company. Is this change worthwhile? Find out with our comparison calculator!

"I didn't think it would be so quick and easy!"

ERIC BRUNNER

"The conversation was transparent and professional. Many thanks to Krankenkassencompare.ch."

LEA FAVRE

"The conversation was transparent and professional. Many thanks to Krankenkassencompare.ch."

LUKAS BACHMANN

"The conversation was transparent and professional. Many thanks to Krankenkassencompare.ch."

JULIA CHRISTEN

Save money with the right health insurance

Everyone in Switzerland is free to choose their health insurance - but that sometimes makes choosing the best solution a little complicated and confusing. Which health insurance is right for you depends on various factors such as age and life circumstances.

How are you supposed to keep track of all the different benefits and constantly rising premiums? Even if there is no blanket answer, you should make an in-depth health insurance comparison every year. This is the only way you can benefit from the most attractive premiums and services tailored to your needs.